Slips and falls are some of the most common accidents throughout the United States. Thousands of people get injured in such accidents annually, and while most of them manage to recover to varying degrees, individuals with severe injuries may suffer lifelong consequences of the accident, including physical incapacitation. Here is explained How Will you Pay Medical Bills After a Slip and Fall Accident?
Regardless of the extent of the slip and fall injuries, these accidents can leave their victims with hefty medical bills and other incidental expenses. After any slip and fall accident, it is natural to wonder about the legal options available to you for obtaining financial compensation for your physical, financial, and emotional damages. While the amount of compensation can vary between different cases, you can successfully reduce your financial strain by pursuing your legal options after the accident.
Premises Liability
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If you were injured in a slip and fall accident at someone else’s property, you might be entitled to financial compensation for your damages. To obtain said compensation, you must successfully prove in a court of law that the accident resulted from the negligence of the property owner or staff, and despite the knowledge of the dangerous conditions that caused the accident, the property owner did not take adequate measures to prevent these conditions.
This Premises Liability Law applies to all slip and fall accidents at public and private properties. Even if your fault contributed to the accident, you might still be entitled to compensation. In such cases, the amount of compensation received through a lawsuit gets reduced by the percentage of your fault.
Options for Paying Medical Bills
Whether you are found to be at fault or not after settling your injury claims, you may find yourself wondering how you will pay your medical bills after a slip and fall accident? In this day and age, almost all property owners have insurance against their property. Med Pay coverage is one of the main provisions in any insurance policy against public or private property. Med Pay covers the expenses resulting from slip and fall accidents, and the victims can receive their compensation from this coverage through a lawsuit against the property owner responsible for the accident.
However, it is important to remember that not all insurance policies have a Med Pay provision in their insurance policy. It is also possible that the Med Pay coverage might not be enough to compensate for any immediate expenses. In such cases, the victim has to pay for his/her medical expenses out of their pocket or against personal health insurance.
In rare cases, both the property owner and the victim of the accident might not have any insurance coverage. In such cases, victims of the accident can access public health options like Medicaid to pay their medical bills. Alternatively, they can take out a loan to pay for any immediate medical bills and pay them after their complete recovery.
Hiring an Attorney
To ensure your medical bills are covered after a slip and fall accident, you need to pursue all legal options available to you. An experienced and knowledgeable injury attorney is your best chance at obtaining adequate financial compensation for your damages and receiving appropriate legal advice throughout the complicated process of filing and going through a lawsuit.
